Help Your Employees Transition to Government-Sponsored Health Insurance

Katie Fleming

Katie Fleming

Co-founder and COO of Owner Actions

A manager browses resources to help her employees transition their health insurance plans.

Did your business offer health insurance? If so, you might wonder how your team will maintain health care coverage until they find new full-time roles. You can help them bridge the gap by referring them to the healthcare.gov marketplace.

Here is a simple step you can take right now. Share these links with your employees to help them transition to a new health insurance plan:

  • The healthcare.gov screening tool. Make sure your employees have this resource as soon as your health insurance plan ends. With the healthcare.gov screening tool, your employees can confirm their eligibility and start browsing new plans.
  • The healthcare.gov application. Direct your team to this online form to enroll in a health care plan.
  • Healthcare.gov assistance. Offer this resource, which can pair your employees up with local pros who set people up with marketplace plans.

 

What else can I share?

Some of your employees might qualify for other plans such as Medicaid and the Children’s Health Insurance Program (CHIP). Offer these links to your employees so they can decide which options are best for their needs:

  • Medicaid. This resource is most often available to U.S. citizens, permanent residents, and legal aliens with low or very low incomes.
  • Children’s Health Insurance Program (CHIP). This resource can provide coverage for children and, in some cases, pregnant women in households that exceed the income limits for Medicaid but cannot afford private insurance.

 

Looking for other ways to help your employees find coverage? You could tell your team about private insurance. eHealth is a go-to recommendation for many small business owners. This service offers medical, dental, and vision plans from top carriers that fit a wide range of budgets.

 

Your former health insurance provider may also have resources to help you and your team work through the transition. Contact them for details.

 

What’s next?

Looking for more support? Find more guides to help you close your business in your owner’s portal.

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